July 23, 2020
AgencyBusiness Succession Planning
Business Succession Planning Based on my 40+ years of experience with insurance planning, I have found it difficult to get some business owners to slow down long enough to properly plan for the succession of their business. However, during this COVID-19 pandemic, I have noticed some incredible things happen: Business owners now […]
August 14, 2020
AgencyUnderstanding Illinois Car Insurance Requirements
By law, all Illinois drivers must carry certain amounts of auto liability insurance. You might be able to get this covers from your own policy, or from a spouse or parent. However, you must have a policy that always applies you as a driver. Here is how the state’s required liability insurance works. […]
September 11, 2020
AgencyHow Can You Get Money from Your Life Insurance Policy?
As a rule, life insurance policies only pay out a benefit once the policyholder passes away. When the policyholder dies, a benefit (as agreed upon on the policy) will be paid to the surviving beneficiaries. In some cases, however, the policyholder may be able to withdraw money while they are alive and the policy is active. […]
October 2, 2020
AgencyThe Benefits of Bundling Your Home and Auto Insurance?
The Benefits of Bundling Your Home and Auto Insurance Everyone wants to get convenience out of their homeowners and auto insurance policies. However, both policies will cost money, and it is understandable why you and anyone else who buys coverage will want to pay an optimized price for it. When you are in the market […]
November 30, 2020
AgencyIs a Whole Life Insurance Policy Possible After 30?
Is a Whole Life Insurance Policy Possible After 30? At the age of 30, life insurance becomes more important to think about than it was just a few years prior. You may have more financial obligations at this point. You may also have more desire to have a plan in place should something happen […]
December 30, 2020
AgencyAuto Insurance for Vehicle Water Damage?Auto Insurance for Vehicle Water Damage?
Auto Insurance for Vehicle Water Damage If your car sustains water damage, then the results are likely to be costly. Your engine and other systems under the hood might be destroyed, and you might face extensive interior damage, mold development and other problems as well. These are going to cost a pretty penny to […]
January 29, 2021
AgencySetting Up A Life Insurance Trust
Setting Up A Life Insurance Trust As long as your children are dependent on you, they rely on you to provide for them financially. It’s something that you are proud to do, but it’s an unfortunate fact that you cannot predict tomorrow. If something were to happen to you, what would your children do? […]
February 26, 2021
AgencyHome Invasion Insurance
Home Invasion Insurance Far more dangerous than a typical burglary, a home invasion can’t be stopped by alarm systems, door locks or barred windows. These invaders will do whatever they can to enter a home and gain control. Typically, home invasions occur on weekends or at night, and wealthy neighborhoods with expensive homes tend to […]
March 24, 2021
AgencyHealth Savings Accounts
Health Savings Accounts Health savings accounts (HSAs) are growing in popularity among Americans – and for good reason. As health care costs continue to rise, many adults and families are switching to high deductible health plans (HDHPs) with HSAs to lower their monthly premium payments and protect their pockets. The Basics of HSAs […]
March 24, 2023
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]