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Commercial Insurance

A Customized Approach to Commercial Insurance and Risk Management

Why TW Group?

Having no allegiance to any one insurance company, we work solely on your behalf to create solutions that meet your specific needs. For more than 50 years, we have worked with multiple insurance companies to offer a broad selection of policies at competitive prices. That means you get the best possible value for your organization.

Custom Commercial Insurance

Your business is different from the competition. Your commercial insurance needs are unique. TW Group will design a solution to match your specific situation. We handle all property and casualty lines that your business will require.

Property and Casualty

• Property Insurance
• Umbrella (Excess Liability)
• Commercial General Liability
• Bonds
• Business Auto
• Loss Control
• Workers Compensation
• Risk Management
• Key Person Life & Disability

The TW Group Process

Company & Insurance Review — We start by analyzing your situation to determine the best coverage. After reviewing your current insurance programs, we offer professional advice as we consider your available options.


Informed Decision — Based on the information gathered from your review, you will be able to make an informed decision that addresses your
company’s insurance needs and fits your budget.


Implementation — Upon your approval, we will begin coverage. At that time, we will issue binders, certificates of insurance, and auto insurance ID cards. When your policy is received, we will verify your coverage and billing information to ensure a smooth transition.


Client Services— TW Group offers a large number of commercial and risk management services. Our ongoing commitment to quality includes prompt and professional claim handling, quick turn around on all certificates of insurance, policy changes, premium audits, and attention to all other needs or concerns that may arise during the year. Our focus is to manage your risk exposure with the best protection options at the right price.


Renewal Analysis — Approximately 90 days before your renewal date, our process begins again, as we review any changes to your company that may impact your commercial insurance program. We conduct a complete market analysis, opting to either review the proposed rates with your existing insurance company or to market your program with multiple companies. TW Group provides unique insurance and risk management solutions for your company. We are confident that our process will prove invaluable to your company, to your employees and to your customers.

Commercial Insurance Companies

Allied Insurance Co. Pekin Insurance Company
Badger Mutual Insurance Company Philadelphia Insurance Company
Capitol Insurance Companies Safeco Insurance Companies
CNA St. Paul Travelers
Constitutional Casualty Company Unitrin Insurance Group
EMC Insurance Companies Zurich American Insurance Company
Hartford Insurance Group  

Commercial Insurance Quote



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